We offer both standalone services and turnkey work — you can join at any stage.
Each stage has a clear deliverable and timeline, so you always know what you pay for.
Every service we offer is designed to remove ambiguity from the car-buying process.
Each vehicle passes a two-stage technical review — first by our in-house technicians (engine compression, brake wear, electrical systems, underbody corrosion) and then independently re-checked by a third-party workshop before entering the forecourt. Both reports are handed to you before discussion of price.
We pull the vehicle's Form 35, loan closure NOC, and ownership chain from the Vahan portal before listing. If any lien remains outstanding, the vehicle stays off the floor until it's resolved — not disclosed mid-deal.
Your profile goes simultaneously to seven banks and NBFCs — HDFC, Axis, Kotak, and four regional lenders. You receive a side-by-side table showing interest rate, processing fee, tenure options, and effective EMI so you choose on data, not on whoever calls back first.
Before you commit to a segment, our advisors walk through petrol, diesel, CNG, and EV total cost of ownership for your expected monthly mileage and Mumbai commute pattern — factoring in fuel price differentials, CNG kit amortisation, and FAME-II subsidy eligibility for EVs.
We prepare Form 20, Form 22, insurance certificate, and PUC documentation, submit to the relevant Mumbai RTO, and share a live tracking link so you can see registration status without calling us to follow up.
Three comprehensive insurance quotes from different insurers are presented before delivery — broken down by IDV, zero-depreciation add-on cost, roadside assistance coverage, and claim settlement ratio. You choose; we activate the same day.
Bring your existing car in for a structured buyback evaluation: odometer-adjusted market reference price, condition deduction schedule, and a written offer valid for 72 hours. The amount is applied directly against your new purchase cost.
Seven days after delivery, a Lumen Hub executive confirms receipt of original RC, insurance policy, and invoice — and walks you through warranty registration, service schedule, and any pending hypothecation removal steps relevant to your finance agreement.
Browse our live stock listing online or visit the forecourt. Reserve a test drive slot for a specific vehicle — we designate routes that reflect Mumbai urban stop-start conditions as well as expressway cruising, depending on the segment.
Before the test drive, you receive a printed dossier: mechanical audit results, ownership history, outstanding loan status, and the on-road price itemised by ex-showroom value, state road tax, RTO fee, insurance, and handling charges.
Submit one set of KYC and income documents. Within 4 hours, you get parallel loan term sheets from up to seven lenders displayed in a single comparison table — rate, EMI, tenure, prepayment clause all visible side by side.
Once you confirm the deal, we initiate RTO filing and insurance activation simultaneously. For in-stock vehicles with clear titles, delivery is typically completed within 3–5 working days.
Delivery includes original RC (or acknowledgement with tracking number), active insurance policy document, PUC certificate, warranty card if applicable, and a 7-day post-delivery support window for any documentation queries.
Visit our Mumbai forecourt or browse current inventory online — every price includes a full on-road cost breakdown and a mechanical audit summary before you make a decision.